I'd posted this tutorial in another thread, so here it is again. (Assuming you're working in Illustrator) You actually create the top and bottom text segments as two separate objects, and combine them later. Here's how: 1. Type the upper text on a circle object using the Text on Path tool. 2. Duplicate this object. 3. On the duplicate text object, with the text tool, highlight the text completely. Retype the text to what you want the bottom half to read. Click and drag the text cursor "I-beam" toward the inside of the circle using the solid selection arrow. Your text will flip inside. The selection can be a bit touchy, so keep trying. 4. Drag the cursor around the circle to align the text at the bottom. 5. In the Baseline Shift box of the Character palette, type in a negative number to move your bottom text below the circle. That amount depends on your font size, it's trial and error. Start with a negative number a few points less than the font size and you'll be close. 6. Align your two circle text objects together at the circles' centerpoints. Group 'em.